docs: approve remaining monthly settlement requirements

docs/srs/Interface/req-023_monthly-settlement-dashboard-shell-kpi-cashflow-budget.md

@@ -1,12 +1,13 @@
 # REQ-023 Monthly settlement dashboard shell, KPI, cashflow, and budget sections
 
-- Status: Proposed
+- Status: Approved
 - Type: Interface
 - Priority: High
 - Owner: 렛저장인
 - Source Discovery: `docs/discovery/dcy-015_20260711_monthly-settlement-page-requirements-wireframe.md`
 - Depends On: REQ-022
 - Created At (KST): 2026-07-11 20:56 KST
+- Approved At: 2026-07-12 09:01 KST
 
 ## 1. Intent
 

docs/srs/Interface/req-024_monthly-settlement-operational-blockers-import-account-asset-status.md

@@ -1,12 +1,13 @@
 # REQ-024 Monthly settlement operational blockers, import/account, and asset status sections
 
-- Status: Proposed
+- Status: Approved
 - Type: Interface
 - Priority: High
 - Owner: 렛저장인
 - Source Discovery: `docs/discovery/dcy-015_20260711_monthly-settlement-page-requirements-wireframe.md`
 - Depends On: REQ-022, REQ-023
 - Created At (KST): 2026-07-11 20:56 KST
+- Approved At: 2026-07-12 09:01 KST
 
 ## 1. Intent
 

docs/srs/Interface/req-025_monthly-settlement-evidence-next-actions-verification-hardening.md

@@ -1,12 +1,13 @@
 # REQ-025 Monthly settlement evidence, next actions, documentation, and verification hardening
 
-- Status: Proposed
+- Status: Approved
 - Type: Interface
 - Priority: Medium
 - Owner: 렛저장인
 - Source Discovery: `docs/discovery/dcy-015_20260711_monthly-settlement-page-requirements-wireframe.md`
 - Depends On: REQ-022, REQ-023, REQ-024
 - Created At (KST): 2026-07-11 20:56 KST
+- Approved At: 2026-07-12 09:01 KST
 
 ## 1. Intent
 

docs/srs/index.md

@@ -62,9 +62,9 @@
 | REQ-020 | Review decision persistence and reconciliation workbench | Interface | Implemented | High | 렛저장인 | [req-020_review-decision-persistence-reconciliation-workbench.md](Interface/req-020_review-decision-persistence-reconciliation-workbench.md) |
 | REQ-021 | Import provenance and sensitive-data policy | Data | Implemented | High | 렛저장인 | [req-021_import-provenance-sensitive-data-policy.md](Data/req-021_import-provenance-sensitive-data-policy.md) |
 | REQ-022 | Monthly settlement read-model foundation | Interface | Implemented | High | 렛저장인 | [req-022_monthly-settlement-read-model-foundation.md](Interface/req-022_monthly-settlement-read-model-foundation.md) |
-| REQ-023 | Monthly settlement dashboard shell, KPI, cashflow, and budget sections | Interface | Proposed | High | 렛저장인 | [req-023_monthly-settlement-dashboard-shell-kpi-cashflow-budget.md](Interface/req-023_monthly-settlement-dashboard-shell-kpi-cashflow-budget.md) |
+| REQ-023 | Monthly settlement dashboard shell, KPI, cashflow, and budget sections | Interface | Approved | High | 렛저장인 | [req-023_monthly-settlement-dashboard-shell-kpi-cashflow-budget.md](Interface/req-023_monthly-settlement-dashboard-shell-kpi-cashflow-budget.md) |
-| REQ-024 | Monthly settlement operational blockers, import/account, and asset status sections | Interface | Proposed | High | 렛저장인 | [req-024_monthly-settlement-operational-blockers-import-account-asset-status.md](Interface/req-024_monthly-settlement-operational-blockers-import-account-asset-status.md) |
+| REQ-024 | Monthly settlement operational blockers, import/account, and asset status sections | Interface | Approved | High | 렛저장인 | [req-024_monthly-settlement-operational-blockers-import-account-asset-status.md](Interface/req-024_monthly-settlement-operational-blockers-import-account-asset-status.md) |
-| REQ-025 | Monthly settlement evidence, next actions, documentation, and verification hardening | Interface | Proposed | Medium | 렛저장인 | [req-025_monthly-settlement-evidence-next-actions-verification-hardening.md](Interface/req-025_monthly-settlement-evidence-next-actions-verification-hardening.md) |
+| REQ-025 | Monthly settlement evidence, next actions, documentation, and verification hardening | Interface | Approved | Medium | 렛저장인 | [req-025_monthly-settlement-evidence-next-actions-verification-hardening.md](Interface/req-025_monthly-settlement-evidence-next-actions-verification-hardening.md) |
 
 ## Recent Change Log Summary
 
@@ -110,5 +110,6 @@
 - 2026-07-11 14:30 KST: dcy-015 confirmed 범위로 단일 umbrella REQ-022를 생성/승인했으나, delivery 중 구현 worker context-compaction stall이 발생해 범위가 과대함을 확인했다.
 - 2026-07-11 20:56 KST: 사용자 지시에 따라 기존 umbrella REQ-022 파일을 삭제하고, dcy-015 범위를 REQ-022~REQ-025 네 개의 Proposed REQ로 재분해했다.
 
-- 2026-07-11 21:05 KST: REQ-022 read-model foundation을 독립 1차 slice로 승인했다. REQ-023~REQ-025는 후속 Proposed 상태로 유지한다.
+- 2026-07-11 21:05 KST: REQ-022 read-model foundation을 독립 1차 slice로 승인했다.
 - 2026-07-12 00:45 KST: PR #5 merge와 local/CI 검증 근거로 REQ-022 read-model foundation을 Implemented 상태로 전환했다.
+- 2026-07-12 09:01 KST: confirm-req 기준으로 dcy-015 후속 Proposed REQ-023~REQ-025를 함께 Approved 상태로 전환했다. REQ-022는 이미 Implemented 상태로 유지한다.