feat: deliver schema 15 monthly settlement lifecycle

tests/test_settlement_draft_panel_workflow.py

@@ -16,9 +16,15 @@ def control(elements, label):
 
 def app_for(tmp_path, monkeypatch, path):
     monkeypatch.setenv('JARCA_LEDGER_DB_PATH', str(path))
+    monkeypatch.setattr('dashboard.authentication.get_authenticated_actor', lambda: 'fixture-operator')
     appfile = tmp_path / 'panel.py'
-    appfile.write_text('from dashboard.page_views.settlement_drafts import render_settlement_drafts\nrender_settlement_drafts()\n')
-    app = AppTest.from_file(str(appfile)).run(timeout=20)
+    appfile.write_text(f'from dashboard.page_views.settlement_drafts import render_settlement_drafts\nrender_settlement_drafts(db_path={str(path)!r})\n')
+    app = AppTest.from_file(str(appfile))
+    app.session_state["authenticated_actor"] = "fixture-operator"
+    app = app.run(timeout=20)
+    assert not app.exception
+    control(app.button, '정산 시작').click().run(timeout=20)
+    control(app.button, '초안 만들기').click().run(timeout=20)
     assert not app.exception
     return app
 
@@ -29,7 +35,7 @@ def test_panel_selects_after_date_evidence_approves_and_finalizes_actual_databas
     account = s.create_ledger_account('Synthetic retirement', type='investment', liquidity_bucket='investment', db_path=path)['account']['id']
     value = s.register_account_valuation(account, '2026-10-05', 100, valuation_kind='total_value', verification_status='verified', idempotency_key='future', db_path=path)['valuation']['id']
     app = app_for(tmp_path, monkeypatch, path)
-    control(app.button, '초안 생성 / 정정 초안').click().run(timeout=20)
+    control(app.button, '검토 / 새로고침 대상').click().run(timeout=20)
     control(app.text_input, '대상 ID').set_value(account)
     control(app.text_input, '평가자료 ID (비우면 해제)').set_value(value)
     control(app.selectbox, '선택 방식').select('manual_substitute')
@@ -69,7 +75,7 @@ def test_panel_valuation_listing_shows_real_selected_evidence_ids(tmp_path, monk
     account = s.create_ledger_account('Synthetic cash', db_path=path)['account']['id']
     vid = s.register_account_valuation(account, '2026-09-30', 10, verification_status='verified', idempotency_key='value', db_path=path)['valuation']['id']
     app = app_for(tmp_path, monkeypatch, path)
-    control(app.button, '초안 생성 / 정정 초안').click().run(timeout=20)
+    control(app.button, '검토 / 새로고침 대상').click().run(timeout=20)
     control(app.text_input, '대상 ID').set_value(account)
     control(app.button, '평가자료 조회').click().run(timeout=20)
     assert not app.exception
@@ -81,7 +87,7 @@ def test_panel_supports_investment_total_and_explicit_loan_definition(tmp_path,
     init_db(path)
     loan = s.create_ledger_account('Synthetic loan', type='loan', liquidity_bucket='loan', db_path=path)['account']['id']
     app = app_for(tmp_path, monkeypatch, path)
-    control(app.button, '초안 생성 / 정정 초안').click().run(timeout=20)
+    control(app.button, '검토 / 새로고침 대상').click().run(timeout=20)
     assert {'total_value', 'cash_balance'} <= set(control(app.selectbox, '평가 종류').options)
     control(app.text_input, '평가 등록 계좌 ID').set_value(loan)
     control(app.text_input, '평가일 YYYY-MM-DD').set_value('2026-09-30')
@@ -103,7 +109,7 @@ def test_panel_edit_invalidates_cached_review_before_approval(tmp_path, monkeypa
     account = s.create_ledger_account('Synthetic cash', db_path=path)['account']['id']
     s.register_account_valuation(account, '2026-09-30', 10, verification_status='verified', idempotency_key='value', db_path=path)
     app = app_for(tmp_path, monkeypatch, path)
-    control(app.button, '초안 생성 / 정정 초안').click().run(timeout=20)
+    control(app.button, '검토 / 새로고침 대상').click().run(timeout=20)
     control(app.button, '검토 / 새로고침 대상').click().run(timeout=20)
     draft = s.list_settlement_drafts('2026-09', db_path=path)['drafts'][0]
     key = f"review_result_{draft['id']}"
@@ -135,7 +141,7 @@ def test_panel_correction_invalidates_review_without_registration_account_input(
     account = s.create_ledger_account('Synthetic cash', db_path=path)['account']['id']
     vid = s.register_account_valuation(account, '2026-09-30', 10, verification_status='verified', idempotency_key='value', db_path=path)['valuation']['id']
     app = app_for(tmp_path, monkeypatch, path)
-    control(app.button, '초안 생성 / 정정 초안').click().run(timeout=20)
+    control(app.button, '검토 / 새로고침 대상').click().run(timeout=20)
     control(app.button, '검토 / 새로고침 대상').click().run(timeout=20)
     draft = s.list_settlement_drafts('2026-09', db_path=path)['drafts'][0]
     old = app.session_state[f"review_result_{draft['id']}"]['review_fingerprint']