feat: complete dcy-015 monthly settlement dashboard

Merge dcy-015 monthly settlement dashboard delivery after local and GitHub Actions verification.

docs/project-structure.md

@@ -192,6 +192,7 @@ jarca-ledger-mcp/
   - Source-file parsing and preview conversion only.
 - `dashboard/app.py`
   - Streamlit operator UI for the operations hub summary, 자산/마감, 거래내역, 확인필요 큐, 미분류, 분류 규칙, 카테고리, 계좌, Import pages, wired through page/domain gateways instead of a flat broad service namespace.
+  - 월정산 페이지는 `자산 / 순자산 마감 상태` 이후 읽기 전용 Evidence 및 다음 액션 체크리스트 영역을 렌더링한다.
 - `tests/`
   - Regression tests for facade compatibility, service behavior, parser behavior, categorization, transfer matching, MCP contract compatibility, and Streamlit AppTest smoke.
 - `.github/workflows/ci.yml`
@@ -238,6 +239,7 @@ jarca-ledger-mcp/
 - Update this document when a batch changes the approved structure baseline.
 
 ## Change Log
+- 2026-07-12 KST: REQ-025/BAT-020 기준으로 월정산 페이지 Read-only Evidence / 다음 액션 하드닝과 테스트 검증 항목을 반영.
 - 2026-07-09 KST: REQ-021/BAT-017 기준으로 import provenance sanitizer 경계, masked filename persistence, explicit debug gate wiring, and baseline doc ownership을 반영.
 - 2026-06-26 22:24 KST: Created by `bootstrap-baseline` from repository observation.
 - 2026-06-29 KST: REQ-004/BAT-004 기준으로 `scripts/streamlit_browser_evidence.py` 및 browser evidence artifact 구조 추가.